Vehicle Finance Calculator

Excellent Credit ?

Customers who have an excellent credit score have usually been registered on the electoral roll for a considerable length of time. They are more likely to be a home owner or long standing council tenant. They have usually worked for the same employer for a reasonable number of years. These customers will more than likely have had significant accounts on their credit files showing loans, credit cards and a mortgage all paid on time. There will be no Bankruptcies, County Court Judgements, defaults or missed payments recorded or numerous credit searches on their credit file.

Good Credit ?

Customers who have a good credit score have usually been registered on the electoral roll for a considerable length of time. They are more likely to be a home owner or long standing council tenant. They have usually worked for the same employer for a reasonable number of years. These customers will more than likely have had significant accounts on their credit files showing loans, credit cards and a mortgage all paid on time. There will be no Bankruptcies, County Court Judgements or defaults. There may be one or two slow payments recorded. There wouldn’t be numerous credit searches on their credit file.

Below Average Credit ?

Customers who have a bad credit score can still be approved for finance. Customers who have a poor credit rating may have County Court Judgements, defaults, problems with prior mortgage repayments or be on a debt management program. They may not appear on the electoral roll. They might have had several addresses in a short space of time. They may have had long periods of unemployment. These customers are likely to be over their credit limit on credit cards or store cards. They might have a large number of slow or late payments.

How much do you want to borrow?

How long do you want it for?

Monthly repayments are every month at APR.

Total you will Pay over the full term:

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Enter your details below. All fields are required. This enquiry will not affect your credit rating.

Enter the word YES in the box:

How much do you want to borrow?

How long do you want it for?

Monthly repayments are every month at APR.

Total you will Pay over the full term:

Need More Information? ▼

Enter your details below. All fields are required. This enquiry will not affect your credit rating.

Enter the word YES in the box:

How much do you want to borrow?

How long do you want it for?

Monthly repayments are every month at APR.

Total you will Pay over the full term:

Need More Information? ▼

Enter your details below. All fields are required. This enquiry will not affect your credit rating.

Enter the word YES in the box:

This vehicle finance calculator is a representative estimate of how much you would be expected to pay when requesting finance from Ignition Credit. This finance calculator incorporates APR, monthly repayments and total repayments into its estimated figure. Please note that Ignition Credit consider a variety of different factors when making their decision to grant customers finance. This finance calculator should not be considered as: an offer; a confirmation that your application will be accepted; or an exact figure of what you should expect to pay. Credit is subject to status and is not guaranteed.

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