GAP Insurance >  Return to Invoice

If you become one of the unfortunate motorists to have their vehicle stolen where the vehicle is not recovered or become involved in an accident where the vehicle is beyond economical repair, then you could find yourself with a financial dilemma.

Whether this is your only vehicle or one of many, you will have invested a substantial amount in your purchase. It comes as quite a shock to our customers to learn that their insurers are not prepared to offer a settlement figure for a total loss claim that totals the same amount they originally paid for their vehicle.

This leaves you to find the shortfall between the amount the insurers pay out and the amount you originally paid for the vehicle.

So the choice is:

• Use funds from hard earned savings

• Take out a loan for the difference

• Purchase a vehicle with the insurer’s payout that is of less value, with lower
   specification, probably older which may require more maintenance.

OR...

Take advantage of the features and benefits of Return to Invoice Insurance, We pay out the difference between what the Insurer gives you and the price you originally paid for your vehicle.

At a time when you have all the problems of having no car, Return to Invoice Insurance bridges the financial gap between the total loss payment that you receive from your motor insurers and the amount you originally paid for your vehicle.

Return to Invoice Insurance covers you for the difference between the amount your Motor Insurer pays out (or Glass’s Guide value – whichever is greater) and the Net Invoice Price you paid for your vehicle, up to the maximum shown on your policy schedule.

Other Benefits
This insurance also includes the following benefits:

Overseas Use
This policy covers overseas use for a maximum of 60 days continual use during the period of insurance.

Transfer of Cover to a Replacement Vehicle
If your motor insurance policy provides a replacement vehicle in the event of total loss, this policy will be transferred to your replacement vehicle for the remainder of the period of Insurance.

If your vehicle is sold by you within two calendar years of the inception date of the policy, we may at our option agree to transfer the cover under this policy to a different vehicle of the same value, make and model for the remainder of the period of insurance.

Take out Return to Invoice Insurance today! contact us >>

The road to better motor insurance